Is Israel Prepaid Worth It? See Your Real Return
Compare Israel Prepaid vs. saving in a bank account. See exactly how much more coverage you get per dollar with a price-locked plan.
Choose a plan:
Gold Plan for a 3-year-old — program is ~15 years away
Top-tier Gap Year, Full Academic Year, Jewish Studies
PAY OUT OF POCKET
$53,587
Estimated cost in 15 years at 2.5% inflation
No price lock — pay whatever it costs then
SAVE IN A BANK
$53,418
3.5% annual return on same monthly amount
Still pays future inflated prices
ISRAEL PREPAID
$85,179
Guaranteed coverage at today's locked price
Price frozen forever — zero inflation risk
Monthly Payment
$276
/month
Total you invest
$51,862
Estimated program coverage
$85,179
Coverage per dollar
1.64x
Value Comparison
Israel Prepaid gives you $33,317more coverage than you invest — at today's locked price.
A savings account gives you roughly what you put in. Israel Prepaid gives you 1.64x your investment in guaranteed coverage.
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The earlier you start, the better the deal.
Starting today (age 3): $276/month
Starting in 2 years (age 5): $314/month — $38 more/month for the same coverage