Yeshivat Har Etzion - SKA Beit Midrash Migdal Oz: Cost, Coverage & How to Fund It
The Stella K. Abraham (SKA) Beit Midrash for Women — Migdal Oz — is one of the most prestigious women's Torah learning institutions in the Religious Zionist world, established in 1997 by Yeshivat Har Etzion under Rav Aharon Lichtenstein z"l and Rav Yehuda Amital z"l, and led today by the dynamic scholar Rabbanit Esti Rosenberg. Located at Kibbutz Migdal Oz in Gush Etzion, the program immerses students in an integrated Israeli community setting — sharing beit midrash and apartments with Israeli women — while delivering one of the most rigorous Gemara-centered curricula available to women anywhere in the world.
Program Highlights
- ✓Established 1997 under Rav Aharon Lichtenstein z"l and Rav Yehuda Amital z"l — the intellectual founders of Religious Zionist Torah scholarship
- ✓Led by Rabbanit Esti Rosenberg — a leading scholar and educator whose Kollel Iyun produces the next generation of women Torah leaders
- ✓Gemara-intensive curriculum: three to four mornings per week of Gemara B'Iyun alongside Tanakh, Halacha, Machshava, and Chassidut bekiut tracks
- ✓Fully integrated with Israeli women students — shared classes, beit midrash seating, and apartment housing with Israeli roommates
- ✓Kibbutz Migdal Oz setting in Gush Etzion — 30 minutes from Jerusalem, near Efrat, in a secure and beautiful rural campus
- ✓Israel Prepaid Silver Plan provides $29,546–$63,825 in guaranteed coverage for the full Migdal Oz year
What's Included
- ✓Three to four mornings per week of Gemara B'Iyun seder alongside afternoon shiurim in Tanakh, Halacha, and Machshava
- ✓Apartment-style dormitory housing at Kibbutz Migdal Oz — two overseas students per unit with three Israeli women
- ✓Three kosher meals daily in the communal kibbutz dining room
- ✓Shabbat and Yom Tov programming — biweekly in-Midrasha Shabbatot and out-Shabbatot with Israeli families
- ✓Overseas student tiyulim during Sukkot, Chanukah, and Pesach breaks throughout Gush Etzion and Israel
- ✓Optional Tzurim track for Herzog College B.Ed. credit toward a teaching degree
$250 one-time account opening fee applies
What Parents Say About Yeshivat Har Etzion - SKA Beit Midrash Migdal Oz
“Migdal Oz is the real thing. Learning Gemara B'Iyun three mornings a week alongside Israeli women, with Roshei Yeshiva from Gush Etzion teaching afternoon shiurim — there is nowhere else in the world where a Jewish woman can learn at this level in this setting. Silver Plan through Israel Prepaid had been building since I was nine.”
“Living in an apartment with Israeli women at Kibbutz Migdal Oz, learning with Rabbanit Esti Rosenberg, finishing all of Tanakh in bekiut — Migdal Oz delivered everything it promised and more. The Gush Etzion setting adds a Zionist dimension you can't manufacture. Israel Prepaid Silver Plan covered the full year at a price locked in long before.”
Stories are illustrative of typical parent experiences.
How Israel Prepaid Covers Yeshivat Har Etzion - SKA Beit Midrash Migdal Oz
The Silver Plan is recommended for Yeshivat Har Etzion - SKA Beit Midrash Migdal Oz. The earlier you enroll, the lower your monthly payment and the higher your coverage.
| Enrollment Age | Monthly Payment | Guaranteed Coverage |
|---|---|---|
| Age 0 | $158/mo | $63,825 |
| Age 3 | $186/mo | $57,466 |
| Age 5 | $212/mo | $53,300 |
| Age 8 | $269/mo | $47,162 |
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