Or Chaya: Cost, Coverage & How to Fund It
Or Chaya — "Light of Life" — is a Jerusalem-based women's Torah seminary offering an 8-month immersive Jewish studies experience for young women who want serious learning in a warm and personally supportive environment. The name Or Chaya reflects the program's mission: bringing the light of Torah into each student's life in a way that is genuinely her own. Or Chaya draws students from Modern Orthodox and traditionally observant backgrounds who want a meaningful seminary year in Jerusalem with real depth and genuine community.
Program Highlights
- ✓"Or Chaya" — Light of Life — the program's mission is to illuminate each student's Jewish life through serious, personal Torah engagement
- ✓8-month focused program in Jerusalem — a well-structured commitment that suits students seeking depth without a full academic year
- ✓Warm and personally supportive atmosphere where faculty genuinely know and invest in each student
- ✓MASA-affiliated program making participants eligible for grants of $1,000–$4,500
- ✓Jerusalem location providing access to Israel's most significant Jewish historical and spiritual sites
- ✓Israel Prepaid Silver Plan provides $29,546–$63,825 in guaranteed coverage — well above the $14,000–$19,000 program cost range
What's Included
- ✓Torah curriculum in Tanakh, Halacha, Machshava, and personal growth
- ✓Housing in Jerusalem near the seminary
- ✓Kosher meals throughout the 8-month program
- ✓Shabbat and Yom Tov programming with community celebrations
- ✓Educational tiyulim throughout Israel
- ✓MASA grant coordination for eligible participants
$250 one-time account opening fee applies
What Parents Say About Or Chaya
“Or Chaya lived up to its name — it brought real light into our daughter's Jewish life. The teachers were warm and genuinely invested, and Jerusalem gave the whole year a spiritual depth that was hard to describe. Israel Prepaid Silver Plan covered every dollar; our family had been building it for years.”
“Eight months in Jerusalem with Or Chaya changed the trajectory of our daughter's Jewish life. The community was real, the learning was serious, and the Israel experience went deep. Silver Plan through Israel Prepaid was ready when she enrolled — the price was locked in from years before.”
Stories are illustrative of typical parent experiences.
How Israel Prepaid Covers Or Chaya
The Silver Plan is recommended for Or Chaya. The earlier you enroll, the lower your monthly payment and the higher your coverage.
| Enrollment Age | Monthly Payment | Guaranteed Coverage |
|---|---|---|
| Age 0 | $158/mo | $63,825 |
| Age 3 | $186/mo | $57,466 |
| Age 5 | $212/mo | $53,300 |
| Age 8 | $269/mo | $47,162 |
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