Derech Etz Chaim: Cost, Coverage & How to Fund It
Derech Etz Chaim — "The Path of the Tree of Life" — is a women's Torah study program in Israel offered under the auspices of Amutat Etzei Rachel, a women's educational organization. Drawing its name from Proverbs 3:18 — "It is a Tree of Life to those who grasp it; and those who cling to it are made happy" — Derech Etz Chaim embodies the vision of Torah as a living tree: deep-rooted, life-giving, and perpetually renewing. The program offers young women ten months of intensive Jewish studies in an environment that nurtures both intellectual depth and personal growth. The Silver Plan covers Derech Etz Chaim, and the program is MASA-affiliated.
Program Highlights
- ✓"Derech Etz Chaim" — The Path of the Tree of Life — a women's Torah program whose name comes from Proverbs 3:18, celebrating Torah as the source of life, happiness, and Jewish flourishing
- ✓Offered through Amutat Etzei Rachel — a women's educational organization dedicated to serious Torah learning where women's scholarship is central, not supplementary
- ✓Ten-month program offering extensive time for textual growth, personal development, and connection to the Land of Israel
- ✓Torah study curriculum spanning Tanakh, Halacha, and Jewish philosophy from a women's Torah learning perspective
- ✓MASA-affiliated program making participants eligible for grants of $1,000–$4,500
- ✓Israel Prepaid Silver Plan provides $29,546–$63,825 in guaranteed coverage for the full Derech Etz Chaim program cost range
What's Included
- ✓Women's Torah curriculum in Tanakh, Halacha, and Jewish philosophy — drawing students toward the "Tree of Life" of Torah knowledge
- ✓Housing in Israel near the program site
- ✓Kosher meals and communal living throughout the ten-month program
- ✓Shabbat and Yom Tov programming in a women's Torah community environment
- ✓Israel tiyulim exploring the Land of Israel through the lens of Torah and Jewish history
- ✓MASA grant coordination for eligible participants
$250 one-time account opening fee applies
What Parents Say About Derech Etz Chaim
“Derech Etz Chaim — the path of the tree of life — was exactly that. Ten months of Torah that felt genuinely alive, in a women's learning environment that was both serious and nurturing. The Silver Plan through Israel Prepaid had been growing for years — it covered the full program.”
“The name captured something real — Torah as a tree of life, not just a set of obligations. Amutat Etzei Rachel created a program where women's Torah learning was central and valued. My parents' Silver Plan was ready when I arrived in Israel.”
Stories are illustrative of typical parent experiences.
How Israel Prepaid Covers Derech Etz Chaim
The Silver Plan is recommended for Derech Etz Chaim. The earlier you enroll, the lower your monthly payment and the higher your coverage.
| Enrollment Age | Monthly Payment | Guaranteed Coverage |
|---|---|---|
| Age 0 | $158/mo | $63,825 |
| Age 3 | $186/mo | $57,466 |
| Age 5 | $212/mo | $53,300 |
| Age 8 | $269/mo | $47,162 |
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