Jewish Studies·Covered by Silver Plan

Bnot Torah/Sharfman's: Cost, Coverage & How to Fund It

9 monthsJerusalemAges 18–25

Bnot Torah/Sharfman's — established in Ramat Eshkol, Jerusalem — is one of the most recognized Modern Orthodox women's seminaries in North American Jewish life, known for its signature Aliyot Program and a teaching philosophy that empowers each student to discover her own authentic connection to Torah. Founded by Rabbi Label Sharfman in 1977 with 12 students, the institution now draws hundreds of young women annually seeking a warm, intellectually honest, and deeply personal seminary year in Jerusalem.

Program Highlights

  • The Aliyot Program — Sharfman's advanced supplemental learning track for students seeking additional depth and challenge within the year
  • Known for circular classrooms designed for discussion and debate — "at Sharfman's we teach you to question and to analyze what you do and why"
  • Faculty who live in the community — accessible for Shabbat, holidays, and informal mentorship throughout the year
  • Near American-style synagogues in Ramat Eshkol — Shabbat and Yomim Tovim on campus with faculty always available
  • MASA grant eligible — participants can reduce program costs by $1,000–$4,500
  • Israel Prepaid Silver Plan provides $29,546–$63,825 in guaranteed coverage for the full Sharfman's year

What's Included

  • Multi-level Torah curriculum across halacha, Tanakh, Jewish thought, and character development
  • Ramat Eshkol Jerusalem housing — dormitory close to the seminary and community synagogues
  • Kosher meals and access to faculty Shabbat tables throughout the year
  • Shabbatonim and Yomim Tovim programming on campus with staff and fellow students
  • Israel tiyulim throughout the country
  • Access to Aliyot Program — advanced learning for students seeking additional scholarship depth
Silver Plan Recommended
Program cost today
$21,800–$32,600
Monthly payment (starting age 3)
$186/month
Guaranteed coverage (age 3)
$57,466
Official Website
masaisrael.org
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$250 one-time account opening fee applies

What Parents Say About Bnot Torah/Sharfman's

Sharfman's reputation is fully earned. The teachers live five minutes away and you actually see them on Shabbat, at the coffee shop, at the grocery — real relationships that don't end when class does. The Aliyot program let me push further than a regular seminary schedule. Israel Prepaid Silver Plan had it all covered.

Devorah S.
Bergenfield, NJ
Silver Plan

I was from a smaller Jewish community and nervous about seminary. Sharfman's made me feel like I belonged from day one. The community feel of Ramat Eshkol, the accessible faculty, the Shabbatonim — it all clicked together. My parents had been saving through Israel Prepaid since I was young.

Rivka P.
Memphis, TN
Silver Plan

Stories are illustrative of typical parent experiences.

How Israel Prepaid Covers Bnot Torah/Sharfman's

The Silver Plan is recommended for Bnot Torah/Sharfman's. The earlier you enroll, the lower your monthly payment and the higher your coverage.

Enrollment AgeMonthly PaymentGuaranteed Coverage
Age 0$158/mo$63,825
Age 3$186/mo$57,466
Age 5$212/mo$53,300
Age 8$269/mo$47,162
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